Business Owner's Package (BOP)

Protect Your Small Business with a Business Owner's Policy

A Business Owner's' Policy can be an economical insurance solution for small businesses – typically those with fewer than 100 employees and less than $5 million in sales. This insurance policy, also known as a BOP, combines several types of insurance coverages together so you can buy a package of protection at a reduced rate.

Business owner's policies (BOPs) are insurance packages that provide property insurance, liability insurance, crime coverage and much more built into one convenient package at one affordable premium. These packaged policies are available to most small- and medium-size companies and can be a good alternative to purchasing separate policies for liability and property insurance. This insurance will work to protect you from:

• Property claims
• Equipment breakdown (Boiler)
• Income loss
• Professional liability claims
• Products and completed operations claims
• Fire legal liability claims
• Premises liability claims

A BOP builds in the specialized coverage your business needs, plus you can choose from an array of other coverage options. And if your company needs additional coverage, such as Business Auto Insurance or Workers' Compensation, we will work with you one on one to create a tailored coverage plan that suits your specific needs.